The last time mortgage rates were this low was November 2016. A year ago, it was 4.71 percent. Four weeks ago, the rate was 4.20 percent.
The latest mortgage-rate drop comes after the 10-year treasury yield hit its own 16-month low of 1.865% last week. It’s a second straight week of a sub-4% average 30-year mortgage yield, and it.
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“Despite the ongoing decline in mortgage rates, however, purchase and refinance activity slipped from the previous week. Overall demand remains healthy, but prospective buyers – especially first-time.
This is the first time rates have dropped below 4% since January 2018." data-reactid="15>It’s more affordable to buy a house today as mortgage rates have dropped to a 16-month low. According to Freddie Mac , the 30-year fixed rate mortgage declined to 3.99%, and 3.46% for a fifteen-year fixed rate, both with an average half a.
· Joel Kan, MBA’s associate vice president of economic and industry forecasting, said the decline led to a surge in demand for loans. “With the 30-year fixed-rate mortgage at its lowest level since September 2017, purchase activity was more than 10 percent higher than a year ago,” Kan said.
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“While the housing market has faced many head winds the last few months, it sailed through the turbulence to calmer seas with demand buttressed by a strong labor market and low mortgage rates,” Khater.
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· Mortgage rates drop to 10-month low By Washington Post on Feb 7, 2019 at 11:05 a.m. Fixed mortgage rates sank to a 10-month low this week.
Mortgage Loan Rates at 16-Month Low on 30-Year Loans. By Paul Ausick (24/7 Wall St.) The Mortgage Bankers Association (MBA) released its report on mortgage applications Wednesday morning, noting a week-over-week increase of 10% in the group’s seasonally adjusted composite index for the week ending April 8.
Mortgage rates today, February 8, plus lock recommendations 30-year fixed-rate mortgage highest in eight months – CHICAGO (MarketWatch) — The 30-year fixed-rate mortgage hit its highest. according to the Mortgage Bankers Association," he said. "Also, pending existing home sales jumped 8.2% in February, well.
Mortgage Rates Plunge To 16 Month Low Mortgage Rates are the lowest they’ve been in over 1 year. Data released by Freddie Mac last Thursday indicates that the 30-year fixed rate average decreased to just under 4%.